Online Loans during the Covid-19 Pandemic for the Batam Community
DOI:
https://doi.org/10.556442/eabmij.v4i02.168Keywords:
Online loans, Covid-19, Community.Abstract
This research will discuss online loans, online loans are digital financial service innovations that are very touching for people in need, especially during the Covid-19 pandemic. October 2021 data shows online loans have disbursed nearly billions of rupiah to the people of Batam. So that research on the impact of pinjol during the pandemic for the people of Batam is important. This research uses a qualitative research type by using a literature study type of research. The results of this study indicate that online loans have a good impact in helping the difficulty of funds for the people of Batam. However, this study also found that online loans have negative impacts that must be watched out for, including: the rise of illegal online loans, high interest rates and acts of terror and defamation that stalk users of this service.
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