Online Loans during the Covid-19 Pandemic for the Batam Community

Authors

  • Jasman Ibnu Sina University
  • Nofri Yudi Arifin Ibnu Sina University
  • Albertus Laurensius Setyabudhi Ibnu Sina University
  • Okta Veza Ibnu Sina University

DOI:

https://doi.org/10.556442/eabmij.v4i02.168

Keywords:

Online loans, Covid-19, Community.

Abstract

This research will discuss online loans, online loans are digital financial service innovations that are very touching for people in need, especially during the Covid-19 pandemic. October 2021 data shows online loans have disbursed nearly billions of rupiah to the people of Batam. So that research on the impact of pinjol during the pandemic for the people of Batam is important. This research uses a qualitative research type by using a literature study type of research. The results of this study indicate that online loans have a good impact in helping the difficulty of funds for the people of Batam. However, this study also found that online loans have negative impacts that must be watched out for, including: the rise of illegal online loans, high interest rates and acts of terror and defamation that stalk users of this service.

References

Kurniawan, F., & Wijaya, C. (2020). The Effect Of Loan Granted Factor On Peer-To-Peer Lending (Funded Loan) In Indonesia. Investment Management And Financial Innovations, 17(4), 165-174. Doi:10.21511/Imfi.17(4).2020.16.

Artati, D. P., Suherman, V. S., Nugraha, B. F. M., & Aeni, A. N. (2022). Pemanfaatan Ripod Sebagai Sumber Informasi Masyarakat Mengenai Pandangan Ekonomi Islam Terhadap Pinjol. Al Qalam: Jurnal Ilmiah Keagamaan Dan Kemasyarakatan, 16(4), 1266-1272.

Larisang, L., & Kamil, I. (2021). ANALISA STATEGI PENGEMBANGAN USAHA PERUSAHAAN EXSPEDISI PADA PT. UWAIS GLOBAL LOGISTIK MENGGUNAKAN METODE SWOT DAN QSPM. PROFISIENSI: Jurnal Program Studi Teknik Industri, 9(1), 90-103.

Larisang, L., & Yusdinata, Z. (2018). Analisis Perbandingan Kondisi Existing dengan Metode Economic Order Quantity (EOQ) dalam menentukan Jumlah Persedian Bahan Baku WCP2 dan 7HF. JURNAL INDUSTRI KREATIF (JIK), 2(2), 19-36.

Novika, F., Lie, A. A., & Nuryati, I. (2021, October). GAMBARAN PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) DALAM BENTUK PINJAMAN ONLINE (PINJOL) PADA UMKM DI INDONESIA. In National Conference On Applied Business, Education, & Technology (NCABET) (Vol. 1, No. 1, Pp. 15-25).

Downloads

Published

2022-05-22